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Most Common and Frequently Asked Insurance Questions

Have Insurance Questions?  We Have Answers For You

Frequently Asked Insurance Questions by Jerry Nicklow of Huff Insurance in Pasadena MarylandAt Huff Insurance we hear insurance questions every day from clients, future clients, friends and family. This blog contains a list of the most commonly asked insurance questions with links to their respective blogs and web pages for the answers.

We know insurance can be confusing. There are event times that we get questions and have to research to find the answers. Huff Insurance decided to compile this list of the most commonly asked insurance questions.  Each one of the questions has a link to the applicable blog or web page on our site which answers the question.

If you cannot find the answer to your insurance question on this blog, try typing it in the search box at the top of this page. Our pages on your topic will show in the search results. If your question still is not on our website, please let me know.  I will personally make sure to get it added. You can submit your question using the form on this blog.

General Insurance Questions:

What is an insurance deductible?
What is a coinsurance penalty?
Can two insurance policies be exactly the same?
Why do insurance rates go up every year?
Should you shop your insurance every year?
What is your total cost of insurance?
How can you reduce your insurance costs?

Auto Insurance Questions:

How are auto insurance rates calculated?
What do all of the policy limits numbers mean on your declarations page?
What is uninsured motorist coverage?
How many uninsured drivers are on the roadways?
Do you need to buy the rental car insurance from the rental company?
Are there policy perks for auto insurance?
What is OEM (Original Equipment Manufacturer) coverage on a car insurance policy?
What is GAP or Loan/Lease coverage on an auto insurance policy?

Home Insurance Questions:

Does a trampoline affect your home insurance?
Is a home based business covered on a homeowners insurance policy?
Are you belongings in a storage unit covered on your homeowners insurance policy?
Are there policy perks for home insurance?
What is ordinance and law insurance and do you need it on your home insurance?

Condo Insurance Questions:

What is so tricky about insurance a condo?

Renters Insurance Questions:

What is renter’s insurance?
Do roommates need to have their own renter’s insurance?
Do college roommates need their own renter’s insurance?
How much renters insurance do you need?

Flood Insurance Questions:

Do you really need flood insurance?

Umbrella Insurance Questions:

Do you need a personal umbrella insurance policy?
Do you have everything covered on your personal umbrella insurance policy?
How can a personal umbrella insurance policy help you?

Business Insurance Questions:

Does your business need Employment Practices Liability Insurance (EPLI)?
What is pay as you go workers comp insurance?
Will general liability apply if an employee gets hurt on the job? 
Is a drone covered on you business insurance policy?

Contact Huff Insurance:

Huff Insurance is a Trusted Choice independent insurance agency.   If you have any questions that we have not addressed, please fill out the form on this page to submit your question.

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