Do you need a repair to your auto body shop insurance program?
Auto body shops have similar needs to auto service businesses along with the additional concerns of the painting booth. The paint booth adds additional exposures for pollution liability, workers compensation, injuries from breathing in chemicals and the increased property exposure due to the additional amount of flammables on the premises. Has your insurance agent discussed these measures with you to help reduce your exposure and your body shop insurance costs? At Huff Insurance, a Trusted Choice Independent Insurance Agency, we understand the loss control measures you can have in place to help you avoid an unexpected loss.
Auto body shops also have concerns about the customers vehicle while it is in their care, custody, and control. Ensuring that your policy is written with direct primary garage keepers insurance will allow you the confidence to know that you will not have an upset customer or an out of pocket loss. Recently, in a bad Maryland storm, a tree limb fell on a customer’s car at a local Glen Burnie body shop, causing extensive scratches and glass breakage and a large dent on a vehicle that had finished being repaired. The customer did not have any physical damage insurance coverage on the vehicle to pay for the damage. Fortunately, even though the body shop did nothing to cause the damage they had direct primary garage keepers insurance coverage to provide coverage, and the repairs were completed,and the body shop ended up having a very pleased customer. How would your auto body shop insurance coverage respond?
Auto body shops have a need for commercial property, general liability, garage keepers, crime, and workman’s compensation coverage as well as cyber liability and employment related practices liability coverage. At Huff insurance we are knowledgeable about the insurance needs of auto body repair facilities.
We have great companies that can provide you with a great auto body shop insurance plan at an affordable price!
Contact Huff insurance by filing out a quote request form or calling us at 410-647-1111 and we will be happy to assist you.