Small Business Liability Insurance. Is Your Business Properly Protected?
As a small business owner, every business decision you complete represents both a profit and a risk. Have you fully protected your business from the impact that a lawsuit can have? Business liability insurance is what you need to keep your business safe.
A comprehensive general liability insurance policy is very broad and covers a multitude of business.
Huff insurance is licensed to provide small business insurance in Maryland, Virginia, Pennsylvania, West Virginia, Delaware and Washington DC.
As an insurance broker, we have access to some of the best small business insurance companies in the US.
Your Business Can Be Sued!
During a snow storm, a patron to a local Pasadena Maryland store fell in the parking lot on the wet and icy pavement. The customer’s back was wrenched and he experienced excruciating pain.
The next day the customer went to the doctor and found he had a bulging disc in his back. The Pasadena store was sued for negligence! It was alleged that they did not properly keep their pubic parking lot free of ice and snow.
The store owner was concerned because the customer was suing for medical bills, lost wages and pain and suffering. The store owner was happy when he contacted us. He found out that his small business liability insurance policy would pay the defense of the lawsuit and for any judgement that might be rendered, up to the policy limits.
Is Your Business Protected with the right business liability insurance package?
If a claim arouse from your premises, products or services are you confident that your insurance coverage is sufficient?.
Don’t wait until you are served with a lawsuit to consider business liability insurance, by then it is too late.
What is covered on a small business liability insurance policy?
General liability insurance covers the costs property damage, bodily insury and legal fees. This includes court costs, and the resulting award if any is made. Punitive damages may not be covered on a liability insurance policy.
As a small business owner you have enough to worry about. Have peace of mind by purchasing a comprehensive general liability coverage from Huff Insurance.
Are you worried about the cost?
Don’t be. General liability insurance is customized for your small business. So you only pay to protect against the risks you face day-to-day in your business.
Even frivolous lawsuits can cause unnecessary stress. The only way to reduce this stress is to have the appropriate insurance policy to pay for your defense costs.
During this stressful time you need someone on your side. Huff Insurance and your liability insurance carrier will be there for you.
Maryland Business Liability insurance is appropriate for any business to protect it from lawsuits. There are four distinct types that you may need:
- Personal Liability
- Business Liability
- Professional Liability
- Public Liability
You may even want to consider a commercial umbrella insurance policy to provide additional limits of liability over your general liability insurance coverage.
Huff Insurance is an insurance broker in Pasadena Maryland. We have been providing the right coverage at the right price for business owners since 1960.
We are confident that we can provide this for your business as well.
Contact Huff Insurance Now!
Here are two reasons to get started now! Call us at 410-647-1111
- The longer you wait, the longer you have exposure and the greater risk you have that the terms of the insurance may change.
- Get a no-risk quote right away. Simply fill out the short form above. We’ll get back to you within one business day with the best liability insurance policy to fit your business needs.