Crane Operators Insurance in Maryland
When there is a crane accident there is large loss. So make sure that you are protected with the right crane operators insurance plan!
Cranes pick heavy things up, and usually put them down, but sometimes they drop them. That is why you need a comprehensive insurance package for your crane business.
Cranes are usually he largest piece of equipment at a job site. Many accidents are caused by the crane buckle or collapse from excess weight.
Many crane accidents occur because of use of:
- Use of the crane for a purpose outside of the manufacturer’s specifications
- Improper crane selection
- Poor weather
- Improper crane set up
- Falling debris around the crane
Crane operator insurance refers to more than one coverage needed to operate a crane.
You may be a crane rental company that leases the crane without operators or a rigging company who is hired for use of your crane and operator. If you are the rigger with the crane and the operator the insurance carrier will require that you have a contract that you have anyone sign who is renting your services to limit your liability and to state the scope of the work to be performed.
Our Crane program offers general lability coverage form provides the over the road coverage for your mobile equipment. General liability coverage will protect a variety of claims, including bodily injury, property damage, and personal injury. The motor vehicle law endorsement will then provide the auto coverages for Personal Injury Protection (PIP), uninsured motorist and medical payment coverages for mobile equipment.
Rigger’s liability insurance coverage is tailored for each client.
Riggers liability insurance covers the damage to the property that is dropped from the crane. Riggers are hired to lift generators, HVAC, telecom equipment that could be worth hundreds of thousands of dollars. Coverage on the Rigger’s liability insurance includes items in your care, custody & control while in storage, in transit, in the rigging, lifting and 3rd party loss of use.
In addition, the program offers blanket waiver of subrogation and additional insured endorsements that you may be required by contract to provide. The company can also offer a 30-Day Notice of Cancellation if required by contract.
The crane operator insurance program also offers installation floater. This covers the items that you are installing and the motor truck cargo coverage to cover the items while in transit.
For the crane, the program offers multiple deductibles as well as replacement cost if the equipment is under 10 years old. Cranes are very expensive so whether you own the crane or leasing one, you need insurance to coverage damage to the crane itself.
There is a deductible incentive endorsement that offers up to 50% of your deductible waived if there is a signed contract prior to the loss.
Our crane operator insurance program can also provide railroad protective coverage. This type of coverage is required when work is being performed within 50 miles of a railroad. Railroads include subways and light rail. A typical general liability policy will exclude this coverage.
By writing 3 or more lines in the program it reduces the minimum earned premium to 80%.
Our crane operator insurance program offers a full array of coverage including:
- General Liability Insurance
- Workers Compensation Insurance
- Riggers Liability Insurance
- Property Insurance
- Excess Liability Insurance (Umbrella Insuranc)
- Inland Marine Insurance
- Auto Insurance
- Employment Related Practices Liability Insurance (EPLI)
- Cyber Insurance / Data Breach Insurance
- Surety Bonds
Huff Insurance is the place to go to make sure you have the proper Riggers Insurance Protection!
There are a lot of things to consider, but with Huff Insurance on your side, you don’t need to worry. With our expertise and experience, we’ll work with you to understand your specific needs. And we will make sure you have the right insurance at the right price for your business.
Complete our Free Crane Operators Insurance Quote Form on this page right now to find out how we can protect you!
Huff Insurance is a Trusted Choice Independent Insurance Agent in Pasadena Maryland. We know that you need certificates quickly. Which is why most certificate requests are completed immediately while we are on the phone with you. Or you can print your own with access through our customer portal.