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Non Profit Insurance

Do you have the right Non Profit Insurance for your organization?

Nonprofits come in all forms from those formed for the public benefit, charities, and organizations formed for social and educational purposes.  The risks for each nonprofit is unique but there are some risks shared by all.  Understanding your non profit insurance takes an insurance agency that is familiar with working with non profits.  At Huff Insurance, a Trusted Choice Independent Insurance Agency,  we have several insurance companies that specializing in writing non-profits and their policies are written specifically for your needs.

Maryland Non Profit Insurance, Huff Insurance, Pasadena MD

Common nonprofits consist of:

  • Churches
  • Community Associations
  • School Booster Clubs
  • Adult Shelters
  • College Foundations
  • Ethnic Clubs
  • Plays
  • Charity Groups
  • Food Banks / Food Pantries
  • Soup Kitchens
  • Thrift Stores
  • Fraternal Organizations such as American Legions, Veterans of Foreign War (VFW), Elks, Shriners, and Lions Club organizations
  • Trade Organizations such as Chambers of Commerce or Business Associations

As a nonprofit you need to consider coverage for your:

Fundraising is usually a huge concern for non profits.  So you may also need coverage for your special events.  These may include fairs, dances or family fun day events.

What ever your non profit insurance needs are, Huff Insurance is here to help.

Who would sue a nonprofit?

Generally lawsuits come from members, donors, 3rd parties, employees and government entities.

A local Maryland non profit was recently sued for operating outside of their charter.  Another entity is being sued because it is alleged that they attempted to influence legislation which jeopardized their non profit status with the IRS.

A simple trip and fall incident on the premises could cost you hundreds of thousand of dollars.

Recently a lady was in a hurry to leave a Pasadena, MD fraternal organization and went out a back door marked emergency exit.  She slipped on the curb and fractured her ankle in multiple places.  She later sued stating that there was no lighting outside of the door which is what caused her to trip and fall.  Lawsuit was settled for $150,000.  Thankfully, the organization had insurance that covered this loss.

Contact Huff Insurance Today

Call us today at 410-647-1111 to get your non profit organization covered!

With Huff Insurance, your non-profit can focus on what you do best, making a difference. Let’s protect your cause, together.

What Our Client’s Say About Huff Insurance:

L. Conti – Hyatsville, MD 

“Allie Nicklow and the Huff Insurance team are awesome! Our nonprofit organization has unique needs and we have been very pleased with the expertise, guidance and professionalism of Huff Insurance. The Woodlawn Community Assn. Inc. highly recommends the company!”