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Maryland Business Property Insurance

Your building, business property, computers, betterments and improvements are all types of business property insurance coverage that you need

Computers, files, furniture and product inventory are key components of your business and you can protect against the devastating effects of their loss with a business property insurance policy.

Think about it, you walk into your Annapolis business to find a pipe broke over the weekend and there is 3 feet of water throughout the building.  Or in your Severna Park  business you get a call in the middle of the night that the building was broken into and all of your property is stolen.   These are bad things that happen to business owners everyday in Maryland and why a good Business Property Insurance policy is important..

When most of us think of business property insurance, our thoughts go towards large objects such as buildings. But it’s often the smallest pieces of business property that are most important to your business. Your computer systems, the windows that were broke, the tool that you can’t work without are all important and need to be covered.  Business personal property is under valued by most Anne Arundel County business owners.  When you buy the building, you buy it all at one time so there is a set value.  However, your business personal property you purchase a little at a time.  Usually you buy the bare minimum to get you open and then as the weeks, months, and years you go buy you keep adding to that original inventory list.  Have you gone over your coverage limit with your current Maryland agent?   Have they asked you if your coverage should be increased?

A great business property insurance policy will help you survive the loss of any vital property–both large and small. With this policy, you will be protected for the replacement cost of all of your vital property.

Worried about the costs? Business property insurance in Pasadena is scalable to exactly what property you want covered so you can easily control your insurance costs.  You can purchase thousands of dollars of protection and it only costs you a few dollars in premium.

Maryland Business property insurance is available to any business owner with property to insure.All business owners need property insurance, whether you are an owner-occupant, lessor or tenant.

Here are two reasons to get started right away!

  1. Since your property changes, it’s always a great time to review what you need covered–you can save money and make sure that your property is fully covered.
  2. It’s easy and fast to get a no-risk quote. Simply call 410-647-1111 or fill out this form and we’ll get back to you within a day with custom and affordable business property insurance policy.

At Huff insurance, a Trusted Choice Insurance Agent in Pasadena Maryland, we not only want to make sure that you are getting the right coverage we also want to be sure that it is at the right price.  One way to do this is to be sure that you are getting all of the discounts possible.  Do you have an alarm system or is the building sprinkler?  What are the other occupancies in your building, are they low hazard?  How far away is the local Anne Arundel County fire department?  Knowing all of these things can result in additional credit being applied to your account and reducing your premium.