You’re Getting Married, Don’t Forget to Consult Your Insurance Agent!
Insurance For and After your “Big Day”
Congratulations on your engagement and wedding! What a fabulous time in your life. We hope you cherish every moment.
Your Wedding Day should be all about you and your new life together. So, to help you to avoid any unnecessary concerns, here are some things to consider…
If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, it’s important to check their insurance coverage. You will have a lot of guests and possibly some support staff on hand, so make sure they carry an adequate amount of liability insurance.
If you get married in your home, on the other hand, let your qualified Huff Insurance representative check your homeowner’s insurance policy for what will or won’t be covered.
Our experts will also walk you through the details of Wedding Insurance. You may be interested in these honeymoon and extra gift insurance coverage.
We’ll make sure you have a happy and worry free (regarding insurance, anyway) day!
Auto Insurance for a Married Couple
When you awaken as a married couple, you’ll feel good but maybe not all that different. But in the minds of your auto insurance company you’re seen as new and improved people.
Auto Insurance company data shows married people are more responsible drivers.
As a result, you’ll begin to experience the world of car insurance discounts. In fact, you could see as much as a 25% drop in your auto insurance bill when you marry and combine your vehicles onto one policy.
And that’s not all! You might be able to snag multi-car, garaging, multi-policy and other discounts as well.
An important step is to have one auto insurance policy. Being married, and keeping separate auto insurance policies can create costly gaps in your auto insurance coverage.
So, contact Huff Insurance. We’ll help you not only get the best auto insurance coverage, we’ll make sure you get the absolute best value you have coming to you and your spouse.
Renters Insurance & Homeowners Insurance for the Newly Married
While marital status is generally not used for pricing a renter’s insurance policy, the value of your possessions is. And that value most likely has just increased. So protect it!
Consider a renter’s insurance policy from Huff Insurance. The following will be protected when you do:
- All of your possessions up to the policy limit (subject to a deductible)
- Your liability in case your actions cause injury to someone else or their property.
A homeowner’s insurance policy covers all of the above plus the home itself.
Valuables and Jewelry Insurance Coverage
Whether you’re a renter or homeowner, you just got married so you probably have jewelry that needs to be insured (wedding rings and bands at the very least) and may received some valuable gifts!
Did you get a fine china set, crystal or some precious gems for wedding presents? Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands (The average wedding ring is $6,000)?
If you have a lot of valuable possessions, you should consider valuables insurance coverage. This will broaden your protection, such as adding mysterious disappearance as a covered cause of loss. Plus, there is no deductible.
Consult with the insurance experts at Huff Insurance to learn how to value your special possessions. We can also suggest when and how to add this insurance coverage to your policy.
In fact, Huff Insurance knows how to tailor your homeowner’s insurance or renter’s insurance coverage to all aspects of your new situation. We can discuss available discounts for things like smoke detectors, burglar alarms and multiple policies.
Protect Yourself with Umbrella Insurance
Newly married or not, in this litigious society you can still be held liable for a large settlement in a wide variety of unexpected situations. This could put the financial footing of your marriage at risk before you even get started.
An umbrella insurance policy adds an extra layer of protection over and above your homeowner’s insurance and auto insurance policies.
Discuss this with your agent at Huff Insurance and we’ll explain how umbrella insurance coverage works. We’ll help you decide if it’s right for you!
Researching your new life insurance needs with Huff Insurance is very important at this phase in your life. We can help you sort out all of the options (which are many) and get you in the best life insurance situation for you, your new spouse and your family.
Six Factors – One Insurance Source
Insurance is an important part of your new life. So, you want Huff Insurance because we can provide the 6 following benefits:
- Knowledge of all insurance coverage including life, homeowners, auto, umbrella, and more
- A consultative rather than a hard sell approach – we will personalize your plan to your needs!
- Access to the most reputable insurance companies in the market today
- A strong local presence in the Pasadena, Maryland market
- Commitment to continuing insurance education
- Our pledge to insure all of our customers with the best insurance coverages at the best value
Call 410-647-1111 today for your newly married insurance needs. Huff Insurance, A Trusted Choice Independent Insurance Agency, will help protect you for life! After all, we have bee Protecting Lifestyles™ Since 1960.