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Getting Married or Engaged

You’re Getting Married, Don’t Forget to Consult Your Insurance Agent!

Insurance For and After your “Big Day”

Insurance after a wedding, Huff Insurance Pasadena MDCongratulations on your engagement and wedding! What a fabulous time in your life. We hope you cherish every moment.

Your Wedding Day should be all about you and your new life together. So, to help you to avoid any unnecessary concerns, here are some things to consider…

If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, it’s important to check their insurance coverage. You will have a lot of guests and possibly some support staff on hand, so make sure they carry an adequate amount of liability insurance.

If you get married in your home, on the other hand, let your qualified Huff Insurance representative check your homeowner’s insurance policy for what will or won’t be covered.

Our experts will also walk you through the details of Wedding Insurance. You may be interested in these honeymoon and extra gift insurance coverage.

We’ll make sure you have a happy and worry free (regarding insurance, anyway) day!

Auto Insurance for a Married Couple

When you awaken as a married couple, you’ll feel good but maybe not all that different. But in the minds of your auto insurance company you’re seen as new and improved people.


Auto Insurance company data shows married people are more responsible drivers.

As a result, you’ll begin to experience the world of car insurance discounts. In fact, you could see as much as a 25% drop in your auto insurance bill when you marry and combine your vehicles onto one policy.

And that’s not all! You might be able to snag multi-car, garaging, multi-policy and other discounts as well.

An important step is to  have one auto insurance policy.  Being married, and keeping separate auto insurance policies can create costly gaps in your auto insurance coverage.

So, contact Huff Insurance. We’ll help you not only get the best auto insurance coverage, we’ll make sure you get the absolute best value you have coming to you and your spouse.

Renters Insurance & Homeowners Insurance for the Newly Married

While marital status is generally not used for pricing a renter’s insurance policy, the value of your possessions is. And that value most likely has just increased. So protect it!

Consider a renter’s insurance policy from Huff Insurance. The following will be protected when you do:

  • All of your possessions up to the policy limit (subject to a deductible)
  • Your liability in case your actions cause injury to someone else or their property.

A homeowner’s insurance policy covers all of the above plus the home itself.

Valuables and Jewelry Insurance Coverage

Whether you’re a renter or homeowner, you just got married so you probably have jewelry that needs to be insured (wedding rings and bands at the very least) and may received some valuable gifts!

Did you get a fine china set, crystal or some precious gems for wedding presents? Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands (The average wedding ring is $6,000)?

If you have a lot of valuable possessions, you should consider valuables insurance coverage. This will broaden your protection, such as adding mysterious disappearance as a covered cause of loss. Plus, there is no deductible.

Consult with the insurance experts at Huff Insurance to learn how to value your special possessions. We can also suggest when and how to add this insurance coverage to your policy.

In fact, Huff Insurance knows how to tailor your homeowner’s insurance  or renter’s insurance coverage to all aspects of your new situation. We can discuss available discounts for things like smoke detectors, burglar alarms and multiple policies.

Protect Yourself with Umbrella Insurance

Newly married or not, in this litigious society you can still be held liable for a large settlement in a wide variety of unexpected situations. This could put the financial footing of your marriage at risk before you even get started.

An umbrella insurance policy adds an extra layer of protection over and above your homeowner’s insurance and auto insurance policies.

Discuss this with your agent at Huff Insurance and we’ll explain how umbrella insurance coverage works. We’ll help you decide if it’s right for you!

Life Insurance

Researching your new life insurance needs with Huff Insurance is very important at this phase in your life. We can help you sort out all of the options (which are many) and get you in the best life insurance situation for you, your new spouse and your family.

Six Factors – One Insurance Source

Insurance is an important part of your new life. So, you want Huff Insurance because we can provide the 6 following benefits:

  • Knowledge of all insurance coverage including life, homeowners, auto, umbrella, and more
  • A consultative rather than a hard sell approach – we will personalize your plan to your needs!
  • Access to the most reputable insurance companies in the market today
  • A strong local presence in the Pasadena, Maryland market
  • Commitment to continuing insurance education
  • Our pledge to insure all of our customers with the best insurance coverages at the best value

Call 410-647-1111 today for your newly married insurance needs. Huff Insurance, A Trusted Choice Independent Insurance Agency, will help protect you for life! After all, we have bee Protecting Lifestyles™ Since 1960.



“I LOVE that I can always talk to an actual person, locally. when I have a question or concern and the Huff is ALWAYS quick to get back to me or handle my issue immediately!”

Jessica Robinson -Pasadena, MD

I searched a few companies when I was ready to change  home insurance, initially because of an unreasonable increase in premiums.  I was impressed with the presentations of numerous options of coverages and info that allowed me to make intelligent decisions.  I had numerous questions, all of which were answered quickly and in a very friendly and professional manner.  For all of these reasons, I recommend others should contact Huff. Thanks again for wonderful service.

Richard Skarolid – Lusby, MD

“We just switched to Huff Insurance after being with another company for over 20 years. We wish we had done this sooner. Huff saved us $500 a year and we have BETTER coverage (auto, home, umbrella, Flood (Insurance)). I didn’t realize how much I missed having a local independent agent. The staff is great and very responsive. They take the time to run the numbers and find the best fit for your needs. Wonderful, personalized service. Thanks all! Kathy”

Kathy Bolton- Severna Park, MD

I have been doing business with Huff Insurance for over 20 years and I think you guys are great!! Everybody at Huff Insurance is always friendly and efficient if I have any questions they are usually answered right away.

Wendy Morgan – Centreville, MD

I work in estate planning and administration and called Huff Insurance regarding a security bond for a Personal Representative. Due to the COVID-19 health crisis, our clients are in desperate need of our services, so we were relieved to learn that Huff was available to work with us. And so that you know, I was extremely impressed by the customer service. …. They were exceptionally courteous and impressively efficient. I went so far as to make a notation about my experience with her in our company database.

Once again, thank you for reaching out. I very much look forward to working with Huff Insurance in the future.

Patty Perez – Downs Law Firm- Laurel ,MD
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