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HVAC Contractor Insurance

At Huff Insurance, we provide great HVAC Contractors Insurance in MD, PA, VA, WV, DE and CO.  

We have great HVAC Contractor Insurance Products to meet the needs of your Heating and Air Conditioning business.

As a HVAC contractor, you are a hero for people in the summer when their air conditioning is broken and they are burning up in the heat.  The same goes for the winter if they don’t have heat and they are freezing.

You may not find these situations as an emergency; it’s just another day on the job. But to your customer’s it is an emergency and you are their hero.

That’s where we come in. We’re here to be you’re hero. We will make sure you are protected when you find yourself into an emergency situation.

HVAC Contractor, HVAC Contractor Insurance, Huff Insurance

Real Life Example Of Needing The Right HVAC Contractor Insurance

Over the years we have seen many lawsuits and claims from the construction industry.  We had a claim recently where a contractor was working in a Pasadena, Maryland home to install a new HVAC system in the basement.

The HVAC contractor had to leave the job site uncompleted and advised the homeowner to stay out of the basement, because the power was turned off and the job was not done.

Later that evening, the eager homeowner went downstairs with a flash light to see how things were progressing.  In his attempt to “check things out” he tripped over the HVAC contractor’s tool box that was left on the floor.  The customer broke his ankle and injured his back, causing him a permanent back injury and several weeks of loss work. The homeowner sued the contractor for his medical bills and pain and suffering.  If the contractor opted to get a bare bones HVAC contractor insurance policy, they would have been in a heap of trouble.

How many times have you left job sites without things done and advising customer to stay away?  

Could this situation happen to you?

But even on a more modest scale, you run many other risks, such as property theft, vandalism and damage, workers compensation claims, and the everyday problems that any firm can experience, like business disruption and vehicle accidents.

We hear stories of other contractors not having the right HVAC Contractor Insurance when they had a claim with their previous insurance company.  Or business’s having to close up because they had an incident which was not covered under their HVAC contractor insurance policy with another company and we don’t want that to happen to your business.

Any one of these has the potential to undermine your business and undo years of hard work. But with the help of experienced licensed professionals like the team at Huff Insurance, you can protect yourself from these financial hazards with customized HVAC contractors insurance.

Scores of businesses rely on the service we provide for contractors with purpose-built packages that can include protection for:

  • Commercial vehicles
  • Workers compensation
  • General business liability, contractual liability and excess liability
  • Business Owners Policies (BOP’s) and Packages are available
  • Indemnification for damage on-site or on neighboring sites
  • Property coverage
  • Materials in transit, shipping and warehousing
  • Specific risks associated with your business – for example roofing, demolition, construction, environmental contracting
  • Bonds (Performance Bonds, Grading Bonds, Bid Bonds etc.

Huff Insurance is a Trusted Choice Independent Insurance Agent.  We are the place to go to make sure you have the proper heating and air conditioning contractor’s insurance plan! There are a lot of things to consider, but with Huff Insurance on your side, you don’t need to worry. We’ll work with you to understand your specific needs and make sure you have the right insurance protection at the right price for your business. We can provide Maryland State and federal insurance and certification regulations, offer advice on managing risk and potentially save you money through available discounts.

Don’t risk burning up your business dreams by having inadequate HVAC contractors insurance. Complete our free heating and air conditioning Contractor Insurance Quote Form on this page.

At Huff Insurance in Pasadena Maryland we know that you need certificates quickly, most certificates are completed while we are on the phone with you.  Do you get this type of service from your agent?

Act Now!

Protection is meaningless after the accident. And think of it, we are all one mishap away from devastating personal and financial loss.

At Huff Insurance we have protected the residents and business of Pasadena MD since 1960.  We are still local and family owned and operated.

We know how to protect you with the right HVAC Contractor Insurance.

Avoiding accidents is not promised to you or anyone else. So, don’t delay. Be prepared for life’s misfortunes. Complete the HVAC Insurance Quote Form now.  Or call 410-647-1111.  Let the professionals at Huff Insurance forge a shield of protection over you and your HVAC Business.

Do You Hire Sub Contractors?

If so, then you need to check out our SUB CONTRACTOR INSURANCE page to see how it could affect your business insurance!  Not knowing could cost you thousands of Dollars.