Nancy Nicklow, President & Commercial Lines Manager

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Meet Nancy Nicklow – A Trusted Insurance Advocate in Maryland

Nancy A. Huff-Nicklow, the 2014 U.S. Small Business Administration Maryland Insurance Advocate of the Year, is a name you can trust in the insurance world. With deep roots in the community and decades of experience, Nancy brings unmatched dedication, expertise, and a personal touch to everything she does at Huff Insurance.

A Lifetime in Insurance – From Filing to Leadership

Nancy’s journey with Huff Insurance began back in 1985, when she was just 14 years old. Working alongside her father, Ray Huff, who founded the agency, Nancy learned the business from the ground up during her summer breaks. By the time she joined full-time in 1994 after graduating from Salisbury University, Nancy had already done nearly every job in the agency.

Her hands-on experience ranges from filing and claims reporting to serving clients in both personal and commercial lines. There’s no role she hasn’t mastered – and that makes her the well-rounded, knowledgeable leader she is today.

Education and Designations that Set Her Apart

Nancy is a proud graduate of Chesapeake High School in Pasadena, Maryland. She continued her education at Salisbury University, where she graduated cum laude with a major in business administration and a minor in psychology.

But her learning didn’t stop there. Nancy is deeply committed to her professional development and has earned several prestigious designations, including:

• Chartered Property & Casualty Underwriter (CPCU)

• Accredited Advisor of Insurance (AAI)

• Construction Risk & Insurance Specialist (CRIS)

These designations reflect her deep industry knowledge and her commitment to serving clients with the highest level of professionalism and care.

A Leader in Maryland’s Insurance Industry

Nancy’s influence extends far beyond the Huff Insurance office. In 2002–2003, she served as President of the Independent Insurance Agents of Maryland. She currently serves as the State National Director on the Big “I” National Board of Directors. Her leadership doesn’t stop there – Nancy also chairs the Big “I” Invest Committee, a group that focuses on promoting financial literacy among high school and college students.

She’s passionate about preparing the next generation with the knowledge they need to succeed.

A True Member of the Pasadena Community

Born and raised in Pasadena, Maryland, Nancy Nicklow is a lifelong local who’s proud to serve the same community where she grew up. She is an active member of Harundale Presbyterian Church in Glen Burnie and is a familiar face at local sports fields, cheering on her son, Dalton.

Dalton has had an impressive athletic career, playing for teams like the Bucs, Pasadena Baseball, Lake Shore Soccer, and Chesapeake High School sports teams. He finished his baseball career at Saint Vincent College, where he was one of the top hitters for three straight years. Nancy also has a daughter, Allie, and enjoys relaxing on their beach and spending time with friends and family whenever she can.

Nancy Nicklow and Huff Insurance – Independent, Experienced, and Here to Help

At Huff Insurance, Nancy and her team are committed to helping you find the right insurance coverage at the best possible price. As an independent insurance agency, we work with multiple carriers, which means we can tailor your policy to fit your exact needs – whether it’s for personal protection or business coverage.

We know that insurance isn’t one-size-fits-all. That’s why you’ll always get personalized advice, expert guidance, and friendly service from a team that’s right here in your community.

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Frequently Asked Questions

1. What types of insurance does Huff Insurance offer?
Huff Insurance provides a full range of insurance products, including auto, home, life, business, and specialty coverages. We customize each policy to suit your needs and budget.

2. Why should I choose an independent insurance agent like Nancy Nicklow?
Independent agents work for you, not the insurance company. Nancy and her team can shop around to find the best coverage at the most competitive rates from multiple carriers.

3. What is the Big “I” Invest Committee?
The Big “I” Invest Committee promotes financial literacy among youth. Nancy leads the initiative to help students understand money management and insurance basics before entering adulthood.

4. How can I get a quote from Huff Insurance?
You can easily request a quote online, give us a call, or stop by our Pasadena office. We’re here to make the process simple and stress-free.

5. Does Huff Insurance serve clients outside of Pasadena, Maryland?
Yes! While we’re proud to be rooted in Pasadena, we serve clients throughout Maryland and beyond, offering expert advice and personalized coverage.