Getting Married Soon? Why Do you need Wedding Insurance?
It’s the big day, your wedding day. The invitations have been sent out and returned, the weather is supposed to be perfect, and you even have your favorite band from high school ready to perform. But have you forgotten something? Are you adequately protected on you homeowners insurance for this big day? Don’t take the chance of reducing your limits due to a claim on your wedding day. Here are just a few examples of what have happened in the past, which you cannot prepare for.
- Guests at your wedding become sick from food poisoning- medical bills and costs of staying home from work totaling in tens of thousands.
- A guest slips and falls, spilling and staining the carpet, and severely damaging her knee in the process, requiring several surgeries and replacement carpet totaling over $150,000.
- A minor was wrongly served at the reception, after leaving he gets in his car, only to lose control and strike a pole just a mile down the road. The bride and groom along with the facility are sued for serving to a minor, totaling nearly $300,000!
How can you be sure you are protected at your wedding? The answer is to buy Wedding Insurance
Contact Huff Insurance today. Weddings are stressful, we get it. That’s why we are here to make sure you are protected on your very special day. This is supposed to be the greatest day of your life and Huff Insurance is going to be sure you are protected. After all, accidents don’t rsvp for the wedding. You can never be too sure, and as the old saying goes. “It’s better to be safe than sorry”; especially on this very special, once in a lifetime day.
Huff Insurance can customize a Wedding Insurance protection plan designed just for your wedding.
- General liability coverage of $1,000,000/2,000,000
- Rehearsal dinner coverage
- Wedding attire coverage
- Lost deposits coverage
- And much more to ensure you are properly protected for this special day.
In determining the cost for a Special Event Insurance Policy- Wedding Insurance, the insurance company looks at the type of the event, the number of participants, volunteers and employees at the event and the hours of the event. In addition the company also considers who is providing the alcohol, the food, and the security. Are you doing it yourself or are you subcontracting that to others, such as an event planner or the venue itself?
To reduce your liability exposure it is important that you also obtain certificates of insurance from others that you hire for the event. These consist of caterers, DJ’s, bands, and anyone else you hire for entertainment or help with the wedding planning and actual event.
When you partner with an insurance professional at Huff Insurance for your wedding, you will be talking with an insurance protection veteran who know will get to know you and your partner, as well as your plans for your wedding to ensure the various insurance protections that aligns with it are proper for the event. We have protected weddings of Pasadena couples since 1960 and will put together a premiere package for your wedding at an affordable cost.
If you have any concerns or questions about wedding coverage, please give us a call at 410-647-1111, stop in and see us,or simply fill out the free Wedding Insurance Quote form above and we’ll be more than happy to close up any gaps you may have in your insurance coverage.
Accidents are not going to RSVP for your wedding. This special day only comes once in a life time! Be sure you are protected on your wedding day; fill out the Special Event- Wedding Day Insurance quote request and one of our special event specialists will have a quote ready for you to protect you and your partner, at a rate you both deserve! It is your wedding after all!
Huff Insurance is a full service Trusted Choice® Insurance Agency. We have been dedicated to Protecting Lifestyles™ since 1960. We offer a full array of Personal Insurance, Commercial Insurance and Life Insurance & Health Insurance products. Call us at 410-647-1111.