There are how many Uninsured Drivers around me?
Uninsured Drivers, Why you need to protect yourself!
Driving on Maryland roads can be challenging, and even dangerous, these days. What can make it more challenging is the number of uninsured drivers that are on our roadways on a daily basis.
According to a study by the Insurance Research Council, 14.1% of all accidents are caused by uninsured drivers. And 16% of all motorists are driving uninsured. That is a huge number.
For example, 50,000 cars pass our office on a daily basis on Ritchie Highway.
If we use their percentages, that means 8,000 of them are do not have auto insurance. That number is staggering to think about.
The best way to protect yourself against these uninsured drivers is to make sure that you have adequate Uninsured Liability Insurance limits on your policy. You do not want an uninsured motorist to put you into a financial crisis.
Uninsured Drivers Create The Need For Uninsured Motorist Coverage On Your Umbrella Insurance Policy
Most insurance companies now offer the ability to add uninsured motorist insurance coverage to your umbrella insurance policy.
This is a great option if it is available to you. It can add another valuable layer of protection for you and your family members. Check with your insurance agent or company to see if this is available to you, due to the high number of uninsured drivers on the roads today.
If you are not sure if you have the proper protection, feel free to give us a call at 410-647-1111 for a free review of your coverage.
Huff Insurance is a full service Trusted Choice Independent Insurance Agency.
This means that we work for you to find you and your family the best insurance protection plan to fit your needs. We can do this because we represent over a dozen of the top regional and national insurance companies.