Welcome Collector Car Guide Guests!
If you took the time to visit our site, then we believe you understand the real value of having the best collector car insurance.
We know that you love your collector car. And we want to make sure that you have it properly protected.
As you probably already know, insuring a collector car is a bit different than insuring your everyday car.
The Collector Car Guide provides many valuable resources for you and your collector car. And we strongly feel that with all of the money, sweat, and even tears that you have put into your classic car, that you need to make sure it is properly covered. This will prevent more tears should you have a claim like the one described below.
Protect Your Ride With Great Collector Car Insurance
Imagine driving your fully restored Collector Ford Mustang to your local Friday night car show.at the mall. It had just finished raining. And as you are driving down the main road, you spin out and hit a guard rail. Your classic auto worth $50,000 is now totaled. Do you have the right collector car insurance to cover this loss?
You are not hurt and you are not worried. You have your classic car listed on your personal auto insurance policy with your other vehicles.
And then to your surprise, your auto insurance company offers you about $10,000 for your loss. This is because a standard auto insurance policy will only pay the actual cash value of a vehicle. This could be a lot less than the inherent value of a classic collector car. Do you have the extra $45,000 to cover the difference?
Because of its value, your classic car or antique car, deserves a better insurance policy than everyday car insurance can provide. Think of this: your collectible car may just register as an older vehicle on your current auto policy. If an accident occurs, you most likely will be left shorthanded when you try to replace it. Like in the scenario described above.
What Makes Collector Car Insurance Different From Regular Car Insurance?
Collector car insurance, or classic or antique car insurance is different from ordinary car insurance. It is geared towards the actual collectible value of your car.
It’s one thing to be able to get another car. It’s quite another to be able to replace your classic car in its current mint condition.
In the same way that you customize your ride, you can customize your classic auto insurance policy. The car’s value, the miles you need each year and more can all be adjusted for you. You might be a driver that goes to all the shows. Or you may drive only limited miles–pay for what you need.
When you insure your classic car on its own insurance policy, the low cost and the numerous collector features that can be added to your classic car’s policy will surprise you.
Classic car insurance, or antique car insurance, is available to anyone who needs to insure a car that is worth more than will be covered by a standard car insurance policy.
Huff Insurance is the right place to go for your classic car insurance. We will provide the right coverage at the right price. We deal with Hagerty Insurance and others that write classic auto policies. This will provide you with the peace of mind that your pride and joy is properly protected should a disaster occur.
TWO REASONS TO GET STARTED TODAY!
- Make sure that before your next car show or even your next drive, you enjoy the safety of full insurance for your classic car and the peace of mind that it is correctly insured.
- Take a few seconds and fill out our simple form right away to get started. We will get in touch with you to show you the collector car insurance features you need at a very reasonable price.
We are proud to still be a family owned and operated independent insurance agancy. We are located in Pasadena, Maryland, but we can do business in all of Maryland, Pennsylvania, Delaware, West Virginia, Virginia and Washington DC.