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Teen Driver Safety and Having a Teen Driver Contract

Do You Have A Teen Driver Contract With Your Teen Driver?

I am Nancy Nicklow and I want to talk about teen drivers.

This is something near and dear to my heart as a lot of you know, I have a licensed 19 year old daughter and a 16 year old son who recently got his driving permit.

Teen Driver Safety COntract, Huff Insurance, Psadena Maryland

Teen driver safety is something that I I’m constantly thinking and worrying about.

One thing that I would like to discuss with you today is that you should have a signed contract with your teen driver prior to them driving.

I have done this with both of my children. We have set down the rules the regulations about using the vehicle we’ve talked about things, such as::

  • Monitoring the number of passengers that are in the vehicle because the more passengers that in the vehicle the more likely they are to be distracted.
  • No cell phone use while they’re driving and where they’re going to place their cell phones so that it’s not out in the open while they’re driving. So that they’re not tempted to look at it if they hear a beep or they see a notification pop up.
  • We’ve talked about what happens if they’re involved in an accident. What things do they need to know as well as what’s going to be the repercussions from mom and dad and the insurance company if they were to have an accident.
  • I’ve also talked about speeding tickets or violations and what are going to be the consequences of those kind of things from the auto insurance company aspect as well as the mom and dad aspect.

So both of my kids have signed a contract outlining what they’re allowed to do and what they’re not allowed to do prior to them getting their driver’s licenses.

So there should not be any surprises about what’s going to happen if they do have an accident or they do get a ticket.

We’ve talked about it up front we have outlined the procedures the expectations that mom and dad have, such as:

  • No cell phone use
  • Limit to two passengers in the vehicle, once they’re allowed by MVA to carry passengers
  • Monitoring their speed
  • Making sure that they use a seat belt that all their passengers use a seat belt
  • No drinking and driving we’ve talked about not riding with someone else who has been drinking. We agreed to pick them with no questions asked if they find themselves in a position of not being able to get home safely with a sober driver.

These are all important discussions that you need to have with your teen driver.

If you’d like a copy of the teen driver contract, please reach out to me at 410-647-1111

Or if you just have questions about what it takes to have a teen driver on your insurance policy, myself and my staff are here to help you at any time.

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