American Home Shield Maryland Home Warranty Program
Safeco Insurance Home Warranty Program
Imagine This: You come home from work and it is 100 degrees outside, only to find that your air conditioner has not been working for the last couple of hours. What goes through your head in that moment, as the beads of sweat run down your face? Are you worried that this will be a costly repair that is not in the budget this month? Are you worried that you don’t know a qualified technician to call? Well, don’t worry we have an easy budget friendly alternative for you with a home warranty program.
Huff Insurance wants to take the worry out of owning a home. Purchase a home warranty today. We now offer the American Home Shield (AHS) Home Warranty product to protect your budget against covered breakdowns for your home's major system components and appliances. A home warranty plan gives you peace of mind from worrying about costly repairs or replacement of covered breakdown.
A Home Warranty is not homeowner’s insurance. It is a 1 year service agreement that covers the repair or replacement of many major home system components and appliances that may breakdown due to normal wear and tear. Remember that your homeowner’s insurance policy and your equipment breakdown insurance coverage are both excluding wear and tear.
You can choose to cover the breakdown of your home system components, such as air conditioning, instant hot/cold water dispensers, central vacuums, smoke detectors, heating, electrical, plumbing, water heaters or garbage disposals to name a few.
Or you can purchase an appliance plan to cover refrigerators, dishwashers, clothes dryers and washers, ranges/ovens, ice makers and garage door openers, etc.
Or you can purchase the combination plan that includes both home systems and appliances.
In addition, you can get optional coverage for your pool/spa, well pump, septic pumping and water softeners.
You can build your owner plan by picking the 10 items you want covered along with choosing your trade service call fee of $75/$100/$125. The trade fee is the amount you pay at the time service is requested, so it is similar to a deductible if you are thinking in insurance terms.
Safeco Insurance customers receive $25 off the cost of the plan.
In addition the home warranty plan comes with AHS phone or online service 24/7 and AHS will assign a qualified contractor to the repair job. Plus, you get discounts on brand name appliances and ServiceMaster brand discounts are available.
The AHS home warranty program cost usually ranges between $468-612 per year. A home warranty plan is generally more economical then buying a warranty on each appliance as you purchase them. And having a different warranty plan on each appliance is hard to manage and most of the time, you don’t end up submitting the claim because you just do not know who to call or what the coverage is allowed by the plan. With an American Home Shield home warranty, you will have 1 warranty to cover your entire home, making management of the plan much simpler for you.
If you are interested in this American Home Shield home warranty, please give us a call at 410-647-1111.