Maryland Laundromat Insurance
Insure More Than Your Machines Or You Could Be All Wet
There are more hazards than suds in a Maryland Laundromat. Machine malfunction, ruined clothing, slip and fall liability are just a few of them.Do you have the proper Laundromat Insurance in MD?
A hard working laundromat owner in Glen Burnie, Maryland decided to only insure his washers, dryers and pressers. He did not feel it necessary to insure his betterments and improvements- the tile floor, the partitions, or the counters. His establishment caught fire and the machines were ruined. The insurance company promptly paid to replace the machines. However, his establishment was ruined to the point where it was going to take some time to make the entire operation ready to be open for business again. He then quickly realizes that there are tens of thousand of dollars worth of items that are not insured.
The owner also neglected to purchase loss of income insurance. If he had, he would have had his expenses paid plus some profit while his business was being readied to reopen. Instead, he went bankrupt and ended up losing the business. With tens of thousands of dollars in uninsured loss and no money coming in while the business was being repaired, the client had no choice but to not re-open the business.
Let Huff Insurance, A Trusted Choice Independent Insurance Agency, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for Laundromats. Workers compensation, commercial umbrella and automobile insurance are also available.
Remember that if you purchased your equipment a few years ago, the value of the washers, dryers and pressers have been going up and if you still have them insured for the same value as a few years you may find that there is not enough coverage to replace them if there is a claim.
When you partner with business insurance professional at Huff Insurance, you will be talking with an insurance protection veteran who knows your business and how the various insurance protections align with it.
We have protected the businesses of Pasadena since 1960 and will put together a premiere Laundromat business package for you at an affordable cost.
So, please complete the Laundromat Insurance Protection Savings Form, now. After we receive it, we will contact you, discuss your needs and provide you with no obligation quotes.