By Jerry Nicklow on 8/24/2011 6:02 PM | Filed Under [Miscellaneous]
An Earthquake In Pasadena Maryland? Does My Home Insurance Cover Earthquakes?
www.HuffInsurance.com
As I was talking on the phone during the afternoon of August 23, 2011, the walls of my office started rattling and a picture fell from the shelf behind my desk. My first thought was, wow, there must be a big truck going down Ritchie Highway or Hastings Lane. But then it continued for about another 45 seconds or so and I quickly realized that we were having an earthquake.
One thing most people do not realize is that like floods, earthquakes are not covered on a typical homeowner’s insurance policy. So any damages to your home or personal property in the home that was caused by the earthquake would not be covered.
Earthquake coverage is available from most homeowners insurance company’s by purchasing an earthquake rider or endorsement. If your company does not have the earthquake endorsement, you can purchase a separate earthquake ...
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By Jerry Nicklow on 6/27/2011 8:00 AM | Filed Under [Safety Tips]
According to The Center for Disease Control and Prevention, drowning is the second leading cause of death for children aged 1 to 14. Everyday about 10 people die from unintentional drowning. You should take extra precaution to make sure it doesn’t happen to someone you know.
Always remember to reapply sunscreen and never drink and swim. Most importantly stay safe and have fun. Make sure you have enough liability coverage on your homeowners insurance policy to fully cover your home and pool. Plus, Huff Insurance recommends getting an umbrella insurance policy for an extra layer of insurance protection for the pool.
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By Jerry Nicklow on 6/25/2011 1:20 AM | Filed Under [Miscellaneous]
Welcome to the new Digital Insurance Office of Huff Insurance in Pasadena, Maryland. We are very excited to provide a comprehensive website to allow us to better serve our current customers and future customers. In our research center, you will be able to find answers to many of the common questions that people have in regards to the insurance industry. It contains a real life situation section that will provide information on how certain life changes that happen that will determine necessary changes in an insurance protection plan. This section will also provide definitions of insurance terms that are commonly referred to on your insurance policies and applications. In addition, you can always call or email our office and our team of Maryland insurance experts will be happy to answer any questions you may have.The digital office also makes it easy for you to request insurance quotes. Simply fill out the short quote request forms located on most of the pages in the website, ...
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